I have used PayPal for years also. No problems, in fact they quickly settled a dispute I had with something I bought. I do not link it to my bank account and have it linked only to a credit card with a 1000k limit. Makes it less likely that someone would get a bunch of my money.
Virus scares me. I used to get them from my Sister's emails! She was always sending me some 'attachments' or forwarded mail. Darned if I didn't get viruses often. Now I don't open any attachments from anyone. I do however miss the 'adult' sites that used to attack every time I turned on my computer.
